Zopa Stock
Zopa offers peer-to-peer loans with low rates, flexible terms, and no early repayment fees.
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About Zopa Stock
Zopa is a P2P money lending service that allows lenders and borrowers to deal directly with one another, cutting out the banks who act as middlemen. It works in the following way: the company first categorizes borrower credit grades with an A*, A, B, C, or Y rating; then lenders make offers that vary by money amount and time period for persons with a certain credit grade, and borrowers can then agree the aggregate offered rate. Zopa takes on such responsibilities as distributing money between parties, completing the legal paperwork, performing borrower identity/credit checks, and employing a collections agency that chases missed payments for the lender. Zopa also mitigates risk for lenders by enforcing monthly direct debit repayment, making borrowers sign a legal contract, and allowing lenders to lend small chunks of money to individual borrowers (i.e. someone lending £1000 would have their money spread across say, 100 borrowers). The company itself makes money by charging a fixed fee for borrowers and a 1% annual fee for lenders. Zopa has received public acclaim as well, having been awarded CNET Technology Awards' 2006 Internet Innovation of the Year, the 2007 Webby Award for Best Banking/Bill-Paying Website, the 2008 Webby Award for Financial Services, the Banker 2007 Award for Best Internet Project, and Moneywise 2009 Awards for Best Customer Service and Best Personal Loan. One of the three initial members of the UK's Peer-to-Peer Finance Association, together with FundingCircle and RateSetter. Other P2P lending services include [Lending Club](http://www.crunchbase.com/organization/LendingClub), [Prosper](http://www.crunchbase.com/organization/Prosper), and [Kiva](http://www.crunchbase.com/organization/Kiva).
Funding History
| June 2004 | $12.0M |
|---|---|
| January 2005 | $1.0M |
| March 2006 | $15.0M |
| July 2006 | $5.0M |
| March 2007 | $12.9M |
| January 2014 | $15.0M |
| December 2015 | $70.0M |
| June 2017 | $32.0M |
| August 2018 | $44.0M |
| November 2018 | $16.0M |
| December 2019 | $130M |
| March 2021 | $20.0M |
| October 2021 | $300M |
Management
Group CEO
Jaidev Janardana
Director
Charles Birnbaum
Technical Lead
Robert Firek
Chief Innovation Officer
Didier Baclin
Chief People Officer
Helen Beurier
Chief Customer Officer
Clare Gambardella
Board Member
Peter Herbert
Head Of Data Science
Jiahang Zhong
Chief Finance Officer
Steve Hulme
Board Member
Michael Woodburn
Head of Partnerships & Business Development
Ed Massey
Chief Risk Officer
Amy Fisher
Board Member
Nick Aspinall
Co-founder & Director
Giles Andrews
Chief Technology Officer
Andrew Hawkins
Board Member
Gordon McCallum
Chief of Staff & Head of Strategy
Merve Arslan Ferrero
Board Member
Jaidev Janardana
Board Member
Christine Farnish
Chief Technology Officer
Ronen Benchetrit
Board Member
Jeppe Zink
President
Jonathan Kramer
Chief Product Officer
Andrew Lawson
Chief Risk Officer (CRO)
Graham Robinson
Board Member
Richard Goulding
Board Member
Giles Andrews
Operations Director
Caroline Mills
CEO
Natasha Wear
Board Member
Chris Jones
Board Director
Tim Levene
Press
bankautomationnews - Oct, 16 2023
Digital bank Zopa raises $95Mstandard - Sep, 11 2023
Zopa borrows £75 million as it eyes first profit in 19-year historyfinsmes - Sep, 10 2023
Zopa Raises £75M in Tier 2 Capitaluktech - Sep, 8 2023
Zopa raises £75m debt as it awaits ‘right market conditions’ for IPOthepaypers - Sep, 8 2023
Zopa raises GBP 75 million to accelerate growthaltfi - Sep, 8 2023
Zopa hits 1 million customers, raises £75m ahead of IPO planscrowdfundinsider - Aug, 24 2023
UK’s Digital Bank Zopa Releases Update on Financial Performancestandard - Aug, 22 2023
London fintech Zopa returns to P2P lending market as losses narrowaltfi - Aug, 17 2023
Exclusive: How Zopa transformed itself from P2P lender to award-winning bank in three yearsffnews - Jul, 7 2023
EXCLUSIVE: “Credit where it’s due” – Merve Ferrero, Zopa Bank in ‘The Fintech Magazine’ffnews - Jun, 28 2023
Merve Ferrero – Zopa’s Approach With The Credit Cardbuff - Jun, 22 2023
Zopa launches new Smart ISA savings productfintech - Jun, 21 2023
Zopa Bank gears up for expansion with new CTO and COObuff - Jun, 21 2023
Zopa bolsters C-suite with new COO and CTOfinextra - Jun, 20 2023
Zopa appoints CTO and COOlnkd - Jun, 20 2023
Zopa continues executive revamp in IPO pushfstech - Jun, 20 2023
Zopa Bank looks to next stage of growth with pair of senior hirescnbc - Jun, 20 2023
SoftBank-backed digital bank Zopa beefs up executive team with IPO-experienced CTOffnews - Jun, 16 2023
Zopa bank hires new CTO, COOlnkd - Jun, 7 2023
Zopa makes senior hire as it gears up for IPOaltfi - Jun, 6 2023
Zopa Bank adds Deutsche Bank HR chief to board to bolster IPO experienceffnews - Jun, 6 2023
Zopa Bank Appoints Deutsche Bank’s Former People Chief to Boardcomputerweekly - May, 1 2023
Zopa’s emotional journey to becoming a banktrib - Apr, 12 2023
Savers can now earn more than 3.5% interest on an easy-access account, as app-based banks Marcus, Zopa and Chip all increase their ratesp2pfinancenews - Feb, 28 2023
Zopa leads financial resilience programmep2pfinancenews - Feb, 24 2023
Zopa backer says bank needs to strike balance between profit and growthfinextra - Feb, 21 2023
Levene tells Zopa to go for growth ahead of IPOffnews - Feb, 17 2023
Zopa acquires DivideBuy in 2023 embedded finance pushspr - Feb, 17 2023
Exclusive: Zopa snaps up buy-now pay-later firm DivideBuyfinextra - Feb, 17 2023
Zopa snaps up DivideBuyp2pfinancenews - Feb, 17 2023
Zopa acquires DivideBuyp2pfinancenews - Feb, 10 2023
Zopa eyes parts of DivideBuy as it looks to expandfstech - Feb, 7 2023
Zopa incorporates Experian Boost in credit decision-makingffnews - Feb, 6 2023
Experian Partners With Zopa Bank To Give Customers Better Credit Optionsp2pfinancenews - Feb, 6 2023
Zopa, RateSetter join Freedom Finance marketplacefinextra - Feb, 6 2023
Zopa switches on Experian Boost dataTechCrunch - Feb, 2 2023
Zopa, the UK neobank, raises $93M more at a $1B+ valuationbuff - Feb, 2 2023
Zopa secures £75m to kick off 2023 M&Alnkd - Feb, 2 2023
Zopa raises £75m but says it won’t rush to IPOfstech - Feb, 2 2023
Zopa announces £75m fundraisefintechfutures - Feb, 2 2023
UK challenger Zopa lands £75m funding to fuel growthift - Feb, 2 2023
Digital bank Zopa nets £75m to support M&Aspymnts - Feb, 2 2023
Digital Bank Zopa Looks to M&As After $93M Fundraisefinance - Feb, 2 2023
Zopa raises $92 million as SoftBank sits out funding roundthepaypers - Feb, 2 2023
Zopa secures GBP 75 mln in fundingp2pfinancenews - Jan, 24 2023
Zopa may let staff work abroad for six months a yearbuff - Jan, 5 2023
Zopa Bank hits £3bn deposits as interest rates highest since 2008ffnews - Jan, 5 2023
Zopa Bank crosses £3 billion deposits milestonep2pfinancenews - Dec, 16 2022
Zopa’s 2025 Fintech Pledge doubles its membershipcrowdfundinsider - Dec, 16 2022
Zopa: Pledge2025.org Doubles, Now Has 22 Fintechsdlvr - Dec, 8 2022
Countering Inflation, ZOPA Raises Entry Pay by 20%buff - Dec, 7 2022
Zopa keeps hiring and boosts salaries amid fintech layoffsstandard - Dec, 7 2022
London fintech Zopa bucks layoff trend with new hiring and pay hikep2pfinancenews - Dec, 6 2022
Zopa continues hiring and updates employee benefitsp2pfinancenews - Nov, 16 2022
Zopa becomes first lender to offer pre-approved PCP dealsbuff - Nov, 13 2022
Zopa CEO: ‘The Fintech Pledge was new but the idea was always in our DNA’buff - Oct, 28 2022
10 more fintechs join Zopa and ClearScore in 2025 Fintech Pledgebit - Oct, 11 2022
Zopa eyes up $100m raise and public listingbuff - Oct, 10 2022
Zopa CEO hints at move into SME lendingfinextra - Oct, 6 2022
Zopa in talks over $100m funding round - Sky Newsbuff - Oct, 5 2022
Zopa reportedly in talks to raise $100m ahead of IPOcrowdfundinsider - Sep, 22 2022
Digital Bank Zopa Partners with ClearScore in Move to Improve Financial Resilience for Usersbuff - Sep, 22 2022
Zopa and ClearScore partner to tackle cost-of-living crisisfstech - Sep, 22 2022
Zopa and ClearScore launch scheme to boost consumer financespymnts - Aug, 26 2022
UK Challenger Bank Zopa Reaches £2B Deposits Markbuff - Aug, 25 2022
Zopa hits £2bn in savingszpr - Aug, 25 2022
Zopa bank reaches £2 billion in customer savingsbuff - Aug, 9 2022
Zopa boosts interest rates to top of the rankingsdlvr - Jul, 28 2022
Online Lending Market 2022 Strategic Assessment – Zopa, Daric, Pave, Mintos, Lendix, RateSetterp2pfinancenews - Jul, 26 2022
Zopa losses reach £41.6m in 2021p2pfinancenews - Jul, 9 2022
Zopa’s P2P brand sold and rebranded as Plata Financezpr - Jul, 5 2022
Money20/20 Europe with Clare Gambardella, Zopa Bankp2pfinancenews - Jul, 1 2022
Zopa asked FCA to regulate P2P lending more than decade agop2pfinancenews - Jun, 25 2022
Zopa Bank, two years onp2pfinancenews - Jun, 24 2022
Zopa’s P2P chief moves into customer experience rolebuff - Jun, 18 2022
‘BNPL is no competition for credit cards’: An interview with Zopa CEO Jaidev Janardanap2pfinancenews - Jun, 13 2022
Zopa delays IPOfstech - Jun, 11 2022
Zopa launches 'BNPL 2.0'p2pfinancenews - Jun, 11 2022
Zopa introduces fully-regulated BNPL productspymnts - Jun, 11 2022
UK Digital Bank Zopa Unveils BNPL Offeringbuff - Jun, 10 2022
Zopa enters the BNPL gamezpr - Jun, 10 2022
Digital bank Zopa enters BNPL space with suite of regulated productsdlvr - Jun, 10 2022
More BNPL: Zopa Enters Hot Credit Sector with Focus on Big Ticket Itemsbusinessinsider - Jun, 10 2022
Report from Money20/20: Zopa is getting into the booming buy now, pay later marketthepaypers - Jun, 10 2022
Digital bank Zopa launches regulated BNPL productsthisismoney - Jun, 8 2022
Zopa joins the 'buy now pay later' revolution: Digital bank to offer credit on purchases between £250 and £30,000fstech - May, 28 2022
Zopa to let staff work from abroadbuff - May, 27 2022
Zopa enables instant deposits for its successful 'Smart Savings' accountfinextra - May, 27 2022
Zopa employees can now work from abroad for up to four months each yearp2pfinancenews - May, 27 2022
Zopa embraces digital nomad life with new staff benefit planfstech - May, 27 2022
Zopa Bank partners TrueLayer for account-to-account paymentsbuff - May, 27 2022
Zopa allows employees to spend 120 days working abroadbuff - May, 5 2022
Zopa’s Smart Saver reaches £100m+ deposits in 65 daystheguardian - Apr, 26 2022
How can it take Zopa four months to transfer an Isa?sifted - Apr, 25 2022
Zopa’s CEO on becoming a bank and hitting profitabilityinnovatefinance - Apr, 11 2022
Digital bank Zopa hits profitabilityp2pfinancenews - Apr, 8 2022
Zopa investor backs fintech investment funding seriesTechCrunch - Oct, 19 2021
Zopa raises $300M at a $1B valuation to expand its P2P lending and savings neobank in the UKEquityZen does not have an affiliation with, formal relationship with, or endorsement from any companies featured above. This profile is based on publicly available information and is intended to be informative in nature.
Some data provided by Crunchbase
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