We use cookies to improve the performance of our site and optimize it for our users. Customize Cookie Preferences

Sign Up Today and Learn More About Klarna Stock

Invest in or calculate the value of your shares in Klarna or other pre-IPO companies through EquityZen's platform.

Get Started

Klarna Stock (KLAR)

Klarna is an e-commerce payment solutions platform for merchants and shoppers.

Klarna claims to provide e-commerce payment solutions for merchants and shoppers. Klarna aims to offer direct payments, pay after delivery options, and installment plans for customers.

About Klarna Stock

Founded

2005

Total Funding

63K

Industries

Financial Services, Commerce and Shopping, Payments

Klarna is the developer of an  e-commerce payments platform that offers flexible payment options for consumers and payment and marketing solutions for businesses. It's core offering is it's "Pay in 4" installments and consumer financing for larger purchases. Additionally, the company has partnerships with thousands of brands, allowing customers to compare prices, track deliveries, and manage purchases all within the Klarna app.

Klarna is headquartered in Stockholm Sweden and was founded in 2005. Notable investors include Institutional Venture Partners, Sequoia Capital and DST Global.

Investors in Klarna

Discover investors in Klarna stock and explore their portfolio companies

Klarna Management

Leadership team at Klarna

Co-Founder & CEO

Sebastian Siemiatkowski

CFO

Niclas NeglĂŠn

Locked Features

Join now and verify your accreditation status to gain access to:

  • Klarna Current Valuation
  • Klarna Stock Price
  • Klarna Management
  • Available deals in Klarna and all other companies with relevant Deal Offering documents
  • EquityZen's proprietary data and insights, which may include
    • Klarna Cap Table and Funding History by Share Class and Liquidity Preferences
    • Klarna Revenue and Financials
    • Klarna Highlights
    • Klarna Business Model
    • Klarna Risk Factors
  • Klarna Research Report from SACRA Research
Join Now

Klarna Key Facts

• Klarna understands the importance of brand management and first mover advantage in this space. By lowering purchase thresholds, Klarna is increasing traffic to merchants, which helps drive its volume-based business model.
•  Klarna also operates a quickly scalable digital business. As it grows the number of customers to its business, it will be able to minimize its overhead costs.
• Despite being a private company, Klarna offers a wealth of information about its financial conditions online. This visibility into their growth and progress helps to better understand the company’s position in this competitive Buy-Now-Pay-Later market.

• BNPL lenders face a fair amount of litigation risk. Klarna was sued in a California class-action case in which it was accused of not disclosing the risks of its customers incurring overdraft or NSF (non-sufficient fund) fees from their bank if they were automatically billed for a BNPL purchase while maintaining a low bank balance.
• CMC markets has noted, “concerns have been raised by financial regulators and credit rating companies that the company’s business model may encourage ‘reckless borrowing’, according to Bloomberg.” BNPL’s target audience consists primarily of Millennial and Gen Z shoppers, who may find themselves facing short-term debt if they don’t understand Klarna’s model, which could ultimately have an unsavory impact on Klarna’s reputation.
• Given the popularity of BNPL companies, Klarna can expect a lot of competition from existing payment firms and technology companies such as PayPal, Amazon, and Apple. These companies are already investing in growing their offerings in this space. In fact, in February 2022, Block completed its buyout one of Klarna’s main competitors, Afterpay, in a $29bn deal.

Trading Klarna Stock

How to invest in Klarna stock?

Accredited investors can buy pre-IPO stock in companies like Klarna through EquityZen funds. These investments are made available by existing Klarna shareholders who sell their shares on our platform. Typically, these are early employees who need to fund a life event – house, education, etc. Accredited investors are then offered the opportunity to invest in this stock through a fund, like those used by hedge funds serving large investors. While not without risk, investing in private companies can help investors reach goals of portfolio diversification, access to potential growth and high potential return. Learn more about our Guided Investment process here.

How to sell Klarna stock?

Shareholders can sell their Klarna stock through EquityZen's private company marketplace. EquityZen's network includes over 350K accredited investors interested in buying private company stock. Learn more about the easy and guided Shareholder process here.

If I invest, how do I exit my investment?

There are two ways to exit your private company investment on EquityZen's marketplace. The first is if the company has an exit event like an IPO, merger or acquisition. In that case, we will distribute the shares and/or cash to you directly. The second way is through an Express Deal on EquityZen, if eligible. An Express Deal allows you to sell your allocation of private shares in a given private company to another investor on EquityZen's marketplace. More information on Express Deals can be found here and exit information can be found here.

Why choose EquityZen?

Since 2013, the EquityZen marketplace has made it easy to buy and sell shares in private companies. EquityZen brings together investors and shareholders, providing liquidity to early shareholders and private market access to accredited investors. With low investment minimums through our funds and with more than 44K private placements completed across 450+ companies, EquityZen leads the way in delivering "Private Markets for the Public."