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Ramp Stock (RAMP)
Ramp is a corporate spending platform that offers business cards with features designed to streamline expense management.
Ramp is a technology company that develops corporate cards designed to save businesses money.
About Ramp Stock
Founded
2019
Headquarters
New York, NY, US
Total Funding
2.0B
Industries
Financial Services, Blockchain and Crypto
Ramp is a technology company that develops a spend management platform designed to save businesses money. The company claims to be redesigning how corporate spending should be managed from the ground up to save time, money, and ensure control. It provides companies higher corporate card limits, saving opportunities, automated expense management, accounting integration, and more.
Ramp Press Mentions
Stay in the know about the latest news on Ramp
AI startup Zingage says healthcare belongs inside the home. Read the pitch deck that it used to raise $12 million.
businessinsider ⢠Oct 07, 2025
Ramp Launches Agents for AP to Automate Accounts Payable
prnewswire ⢠Oct 07, 2025
Exclusive: Fintech Decacorn Ramp Acquires Jolt AI to Help Its Engineers âBuild Fasterâ
news ⢠Oct 06, 2025
Maximor $9M Seed to Drive AI Agent Growth
crowdfundinsider ⢠Oct 04, 2025
US fintech firm Ramp says it tops $1b annualized revenue
techinasia ⢠Oct 03, 2025
Investors in Ramp
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Ramp Management
Leadership team at Ramp
Co-Founder & CEO
Eric Glyman
Co-Founder & CTO
Karim Atiyeh
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Ramp Key Facts
- Valuation Growth: Rampâs valuation soared from $16 billion in June 2025 to $22.5 billion in July 2025, driven by strong investor confidence and rapid business expansion in the face of a challenging fintech landscape. Such exponential valuation growth is rare even among high-flying fintechs, marking Ramp as a clear outlier in a competitive sector.
- Revenue Milestones: Ramp reached $1 billion in annualized revenue by August 2025âmore than doubling its rate from a year prior and increasing by approximately $300 million in just six months. Ramp now manages between 1% and 2% of the U.S. corporate card market.
- AI-Led Product Leadership and Client Wins: Ramp has recently rolled out AI-driven automation tools for spend management, billing, and procurement, resulting in broader adoption among large enterprises and increased wallet share from existing clients. The companyâs client base surpassed 45,000 by September 2025, with large-scale brands onboarding to consolidate finance operations. Product innovation and operational automation have reportedly enabled Ramp to offer faster month-end closes, substantial user time savings, and reinforced brand authority in the sector.
- Intense Competition and Market Saturation: Ramp operates in a highly competitive fintech segment, particularly for corporate credit cards and financial automation, where rivals like Brex are also aggressively expanding. This crowded market intensifies customer acquisition costs and puts pressure on Ramp to continuously innovate its product suite to maintain differentiation. While Rampâs rapid growth stands out, the persistent threat from well-funded competitors with similar AI-driven automation ambitions could impact market share expansion going forward.
- Regulatory Pressure: Rampâs global expansion and diverse financial service offerings expose it to evolving regulatory landscapes across multiple jurisdictions, including stricter AML/KYC requirements, data privacy laws, and fintech-specific regulations. Adapting swiftly to such regulatory changes and ensuring ongoing compliance are operational challenges that could increase costs or limit certain product functionalities. Failure to meet complex regulatory standards could risk fines, litigation, or reputational damage, which would affect its market position and growth prospects
- Macroeconomic Uncertainty: Although Ramp recently raised substantial capital ($500 million in July 2025 with a $22.5 billion valuation), broader economic uncertainties pose risks to sustained private funding availability and valuation stability. Any economic downturn or regulatory tightening affecting fintech valuations could constrain Rampâs future fundraising and strategic flexibility, especially given its high growth expectations and ongoing AI technology investments.
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