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Ramp Stock (RAMP)
Ramp is a corporate spending platform that offers business cards with features designed to streamline expense management.These features include high spending limits, automated expense reporting tools, and integrations with accounting software. The platform aims to improve efficiency and potentially save businesses time and money on expense management tasks.
Ramp is a technology company that develops corporate cards designed to save businesses money.
About Ramp Stock
Founded
2019
Headquarters
New York, NY, US
Total Funding
1.2B
Industries
Financial Services, Blockchain and Crypto
Ramp is a technology company that develops a spend management platform designed to save businesses money. The company claims to be redesigning how corporate spending should be managed from the ground up to save time, money, and ensure control. It provides companies higher corporate card limits, saving opportunities, automated expense management, accounting integration, and more.
Ramp was founded in 2019 by Eric Glyman, Gene Lee and Karim Atiyeh. Notable investors include Founders Fund, D1 Capital Partners and Goldman Sachs.
Ramp Press Mentions
Stay in the know about the latest news on Ramp
Fintech Isn’t Just Back, It’s Being Rearchitected For AI
news • Apr 22, 2025
Ramp reportedly angles for part of $700B US credit card program
paymentsdive • Apr 21, 2025
Trump Team Eyes Politically Connected Startup to Overhaul $700 Billion Government Payments Program
gizmodo • Apr 21, 2025
Capsule secures $12M to advance its AI Video Editing Platform for Marketing and Media Teams
founderstoday • Apr 18, 2025
Ramp is trying to get the US government as a customer after seeing a tweet from DOGE
TechCrunch • Apr 18, 2025
Investors in Ramp
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Ramp Management
Leadership team at Ramp
Co-Founder, CEO
Eric Glyman
Co-Founder, CTO
Karim Atiyeh
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Ramp Key Facts
- Ramp achieved a significant valuation jump from $7.65 billion in April 2023 to $13 billion in March 2025 after the company sold $150 million worth of secondary shares to investors including GIC, Thrive Capital, Khosla Ventures and General Catalyst. This valuation is the result of the company achieving key milestones, including positive financial performance and achieving a strong customer impact. The company reportedly executed $55 billion in annualized payment volume across card transactions and bill payments and burned less than $2 million per month on average in 2024. Ramp also stated that it crossed $700 million in annualized revenue and now accounts for "between 1-2% of the U.S. card market", serving more than 30,000 U.S. businesses including CBRE, Crumbl, Notion, OLIPOP, and more. The company's rapid growth has led to this leap in valuation, making Ramp among the most highly valued US start-ups, according to a report.
- Ramp has multiple product lines which shows its commitment to innovation and customer adoption. The company launched three product lines it boasts as marquee since 2023 including Ramp Procurement, Ramp Travel, and Ramp Treasury. Ramp also introduced the Ramp App Center which they claim has over 200 integrations from more than 75 technology partners. The company's premium software tier, Ramp Plus, reportedly achieved over 30% adoption among new customer cohorts and nearly half of Ramp customers now use more than one product. Ramp's "ability to execute across multiple product lines while also maintaining extraordinary growth and efficiency at scale" is a strong sign for the future of the company and its position to lead the next wave of financial operations software.
- Ramp has incorporated artificial intelligence into its services which not only contributes to its operational efficiency and cost savings but has also been a factor in the company's product growth. AI is helping the company reduce its cash burn to less than $2 million a month and according to its CEO, "Every team at Ramp is using AI to augment the way they work and scale their output". The company also integrates AI in its own products, enabling the shift from managed financial software to truly autonomous financial operations.
- The competitive environment for fintech companies in the banking-as-a-service sector is intense and will grow. Ramp competes with a number of companies that offer similar services such as Brex, Airbase, and Teampay. To stay competitive, the company must continually find ways to differentiate its products and services.
- Ramp faces profitability concerns as the company is "not yet profitable", instead reinvesting its revenue into the business. According to Ramp's CEO, "over half of every dollar we spend on payroll goes into R&D." While the company has capital on hand to run "in the red", if the financial market conditions change and funding dries up, Ramp could face operational risks.
- Ramp faces regulatory pressure within the fintech industry. This pressure stems from the rapid evolution of financial technology and the growing integration of fintech solutions with traditional banking systems. Any compliance issues could adversely affect Ramp's reputation and operations.
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