PayJoy Stock

PayJoy provides smartphone-enabled consumer financing solutions.

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About PayJoy Stock

PayJoy is bringing consumer finance to people who otherwise could not afford modern electronics such as smartphones. Today, their unique locking technology and data science enables us to offer smartphone financing to underbanked people in the U.S. and Mexico, and they are now expanding in Africa, India, Asia, and Latin America. Their ambition is to deliver affordable consumer finance to 1 billion people worldwide. The company, based in San Francisco, California, was founded in 2015 and is funded by top fintech investors.

Funding History

August 2015$2.0M
December 2015$1.0M
July 2016$8.5M
July 2016$9.7M
September 2017$6.0M
January 2018$4.0M
May 2018$0
November 2018$20.0M



Laurian Lazarescu

Program Manager

Christina Magro

Founder & CEO

Doug Ricket

Software Engineer

David Van Aken


Carlos Quintero


Rene Payan


Mark Heynen


Eric Gonzalez

Chief Business Officer

Mark Heynen


Fredy Quintero


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