Upgrade Stock

Online Consumer Credit Platform

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Notable Investors

Union Square Ventures


San Francisco CA, US

Total Funding


About Upgrade Stock

Upgrade is a neobank that aims to offer credit to mainstream consumers as well as help consumers better understand and manage their money. Upgrade Card claims to provide a credit card that brings the low cost and responsible credit of installment lending to millions of retail locations in the U.S., while Upgrade Account is a mobile banking product offered to mainstream consumers.

Founded in 2016, Upgrade is headquartered in San Francisco, California, with a service center in Phoenix, Arizona, and a technology center in Montreal, Canada. Notable investors include CreditEase Fintech Investment Fund, Mouro Capital, and Silicon Valley Bank.


Funding History

September 2016$2.5M
October 2016$3.3M
November 2016$42.3M
November 2017$20.0M
August 2018$93.1M
August 2018$9.9M
June 2020$81.7M
July 2021$105M
November 2021$280M


Chief Executive Officer

Renaud Laplanche

Chief Finance Officer

Jeff Bogan


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