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Upgrade Stock
Online Consumer Credit Platform
About Upgrade Stock
Upgrade is a neobank that aims to offer credit to mainstream consumers as well as help consumers better understand and manage their money. Upgrade Card claims to provide a credit card that brings the low cost and responsible credit of installment lending to millions of retail locations in the U.S., while Upgrade Account is a mobile banking product offered to mainstream consumers.
Founded in 2016, Upgrade is headquartered in San Francisco, California, with a service center in Phoenix, Arizona, and a technology center in Montreal, Canada. Notable investors include CreditEase Fintech Investment Fund, Mouro Capital, and Silicon Valley Bank.
Investors
CreditEase Fintech Investment Fund
Tradeshift, Circle, Fair, Upgrade, Addepar, Figure, Fundbox, Cross River, H2O.ai, Taulia
FirstMark Capital
Pinterest, Discord, Upgrade, Cockroach Labs, Aura, Pendo, InVision, DraftKings, Hyperscience, Shopify
Invariantes Fund
Mouro Capital
Noah Holdings
Ribbit Capital
Robinhood, CoinSwitch Kuber, Nubank, Affirm, Brex, Gusto, Coinbase, Razorpay, Chainalysis, Upgrade
Sands Capital Ventures
AppDynamics, BigBasket, DoorDash, UiPath, Scopely, DocuSign, Snyk, Upgrade, StockX, Outreach
Santander InnoVentures
Silicon Valley Bank
One97, Olive, FireEye, Weee!, Workrise, Fair, Plume Design, project44, BetterUp, Welltok
Stableton Financial
Union Square Ventures
Coinbase, Upgrade, MongoDB, C2FO, Stash Financial, Twilio, Funding Circle, Etsy, CloudFlare, Lending Club
Uprising Ventures
Vander Capital Partners
Ventura Capital
Vy Capital
Zomato, Cerebras Systems, Urban Company, Upgrade, Coalition, OfferUp, HZO, dYdX
Winter Capital
Funding History
| September 2016 | $2.5M |
|---|---|
| October 2016 | $3.3M |
| November 2016 | $42.3M |
| November 2017 | $20.0M |
| August 2018 | $93.1M |
| August 2018 | $9.9M |
| June 2020 | $81.7M |
| July 2021 | $105M |
| November 2021 | $280M |
Management
Chief Executive Officer
Renaud Laplanche
Chief Finance Officer
Jeff Bogan
Press
PYMNTS - Jun, 17 2020
zpr - Jan, 14 2021
ow - Oct, 29 2020
bankingdive - Apr, 9 2020
CardRates - Mar, 26 2021
thepaypers - Nov, 17 2021
buff - Nov, 17 2021
thepaypers - Oct, 4 2021
buff - Oct, 4 2021
dlvr - Feb, 2 2022
bit - Nov, 17 2021
prnewswire - Feb, 2 2022
ow - Mar, 30 2022
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