2021 IPO

Affirm Stock

Fintech company offering installment loans at the point of sale

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Notable Investors

Spark Capital


San Francisco CA, US

Total Funding


About Affirm Stock

Affirm is a financial technology services company that offers installment loans to consumers at the point of sale. The company’s product allows consumers to buy goods or services offered by online merchants and pay off those purchases in fixed monthly payments, with an APR based on a consumer's credit check. Its users can select Affirm as their payment method at checkout, fill out fields for real-time decisions, choose the payment plan that fits their budget, and process their order. The company also claims to reach a broader population of consumers through technology and analytics that look beyond traditional FICO scores. Affirm makes loans in partnership with originating bank partner Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC.

Affirm was incorporated in 2012 and is based in San Francisco, California.

Example Affirm Installment Loans


Source: Bloomberg; Crunchbase; Affirm


Funding History

July 2012$7.5M
December 2013$26.0M
March 2015$72.8M
April 2016$138M
December 2017$243M
March 2019$308M
September 2020$75.3M
September 2020$464M


Co-founder & CEO

Max Levchin


Libor Michalek


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