Upgrade is an online lending platform that offers personal loans, personal credit lines and free credit monitoring. Upgrade provides personal loans up to $50,000 with "low fixed rates, affordable monthly payments, and no prepayment fees," according to the company. Upgrade's personal loans can be used to refinance credit cards, consolidate debt, fund home improvement projects, and fund major purchases. Upgrade's personal credit line allows consumers to draw up to $50,000 with "no origination fee, low fixed rates for each draw, and affordable monthly payments," according to the company. Through Upgrade's Credit Health, consumers are able to access their VantageScore 3.0 and simulate their credit scores.
The Company was founded in 2016 and has offices in San Francisco, Phoenix, Montreal and Chicago. Upgrade was founded by Renaud Laplanche, Jeff Bogan, Matt Wierman, Visar Nimani, Adelina Grozdanova, and Soul Htite.
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