Deserve is committed to providing underserved people access to fair credit. When it comes to credit, most young people are caught in a catch-22: you don’t qualify for the credit because you lack a credit history, and to build a credit history you first need to get credit. Deserve is different. Where traditional lenders see risk, Deserve sees the potential. Instead of just looking at credit history, they measure each applicant’s credit potential by looking at factors such as education, current financial health, and future employability and earnings potential. Their compliance framework has been developed in kind to meet the most stringent requirements set forth by the law, using enhanced identity verification and consistent lending practices to ensure the utmost security and safety. The entire process, from sign up through approval to account management, is simple and frictionless.
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