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Upstart Stock

Lending platform that leverages machine learning

Founded

2012

Notable Investors

First National Bank Of Omaha

Headquarters

San Carlos CA, US

Total Funding

$215M

About Upstart Stock

Founded by ex-Googlers, Upstart is the first lending platform to leverage artificial intelligence and machine learning to price credit and automate the borrowing process. The company's proprietary underwriting model identifies high-quality borrowers despite limited credit and employment history by using variables including schools attended, area of study, and work experience. Upstart offers 3-year and 5-year fixed-rate interest loans, which are primarily used to pay off credit cards, consolidate debt, make large purchases, or invest in vocational education. In addition to its direct-to-consumer lending platform, Upstart provides technology to banks, credit unions and other partners via a “Software-as-a-Service” offering called Powered by Upstart.

Investors

Funding History

April 2012$1.7M
December 2012$5.9M
November 2014$16.9M
June 2015$35.0M
November 2016$55.6M
October 2018$100.0M

Management

Co-Founder & Chief Executive Officer

Dave Girouard

Co-Founder & Product

Paul Gu

Co-Founder & Head of Operations

Anna M. Counselman

Press

Other Companies

EquityZen does not have an affiliation with, formal relationship with, or endorsement from Upstart or any companies feature above. This profile is based on publicly available information and is intended to be informative in nature.

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