Sign Up Today and Learn More About Qifang Stock

Invest in or calculate the value of your shares in Qifang or other pre-IPO companies through EquityZen's platform.

Get Started

Qifang Stock

Peer-to-peer lending online community

About Qifang Stock



Total Funding


Qifang is a stealth P2P lending site for Chinese student loans. Most college education in China is financed by group borrowing associations rather than bank loans. Qifang is trying to bring that group lending dynamic online. The company expects interest rates on most Qifang loans to be between 8 to 12 percent. The interest rate will be based on how many lenders bid on each loan. The site will recommend that lenders invest in a portfolio of loans to reduce their risk, but if they choose, each one can put all their money in a single loan. Since there is very little credit history on individuals in China, the site will use other proxies to calculate risk. Each borrower must scan in their national ID cards to verify who they are, and list their school, major, grades, hometown, parents ID cards and income. Chin is creating partnerships with the schools directly, so that the information students supply can be verified and so that loan payments can be made directly to educational institutions. There will also be an interesting social calculus that takes place on the site. Since each borrower’s parents will be named on the loan, failure to pay it back would result in a shameful losing of face for the parents. It will be interesting to see how this plays out in a place where social pressure is very powerful. "Qifang" translates to “bloom,” and comes from the Chairman Mao quote, “Bai Hua Qi Fang”—”Let a hundred flowers bloom.”

Locked Features

Join now and verify your accreditation status to gain access to:

  • Qifang current valuation
  • Qifang stock price
  • Available deals in Qifang and all other companies
  • Deal offering documents
  • EquityZen's proprietary data and insights, including
    • Cap tables, which include funding history by Share Class and Liquidity Preferences
    • Company Highlights
    • Business Model
    • Risk Factors
Join Now

How to invest in Qifang stock?

Accredited investors can buy pre-IPO stock in companies like Qifang through EquityZen funds. These investments are made available by existing Qifang shareholders who sell their shares on our platform. Typically, these are early employees who need to fund a life event – house, education, etc. Accredited investors are then offered the opportunity to invest in this stock through a fund, like those used by hedge funds serving large investors. While not without risk, investing in private companies can help investors reach goals of portfolio diversification, access to potential growth and high potential return. Learn more about our Guided Investment process here.

How to sell Qifang stock?

Shareholders can sell their Qifang stock through EquityZen's private company marketplace. EquityZen's network includes over 310K accredited investors interested in buying private company stock. Learn more about the easy and guided Shareholder process here.

If I invest, how do I exit my investment?

There are two ways to exit your private company investment on EquityZen's marketplace. The first is if the company has an exit event like an IPO, merger or acquisition. In that case, we will distribute the shares and/or cash to you directly. The second way is through an Express Deal on EquityZen, if eligible. An Express Deal allows you to sell your allocation of private shares in a given private company to another investor on EquityZen's marketplace. More information on Express Deals can be found here and exit information can be found here.

Why choose EquityZen?

Since 2013, the EquityZen marketplace has made it easy to buy and sell shares in private companies. EquityZen brings together investors and shareholders, providing liquidity to early shareholders and private market access to accredited investors. With low investment minimums through our funds and with more than 41K private placements completed across 450+ companies, EquityZen leads the way in delivering "Private Markets for the Public."