Nagro Stock

Nagro is a platform that connects farmers to credit sources for agribusiness. Brazilian agribusiness is too credit dependent, and the biggest source is the government, that nowadays has been passing through a big crisis. The demand of credit raises with the development of the agrimarket. Farmers have been facing a myriad of obstacles to successfully complete credit solicitation, on the other hand only 70% of the solicitations of credit have been attended, sometimes they take more than six months to receive the money, but the agribusiness is seasonal, and they can’t wait all this time to buy inputs and start to produce. A lack of system communication with banks and acquirers for effective data conciliation also with unhelpful client support, result in an increasing rate of dissatisfaction and the necessity to develop costly in-house solutions and time-consuming processes. Their infrastructure enables farmers to find the best credit sources to their businesses. Using an intuitive and simple register, they collect information about their profiles, activity and ecosystem they’re ’s inserted in, with these data they use machine learning and data analyses to connect the farmers to several sources of credit, and make a match with the one that fits better, according to their necessity of capital and time. Using a simple and yet customizable solution, they provide a complementary credit analyses with different variables and business information reports to credit sources. To the farmers they capture the essence speeding up and simplifying the agribusiness credit processes, moreover given them an alternative to government bureaucratic credit.